I know things seem tough out there. Every time you listen to the news or pick up a newspaper you read about gloom. The housing market is in its worst phase. The price of homes are at its lowest in 10 - 15 - 20 years. We might not have reached bottom yet. Foreclosures are rampant, and my favorite " we could go into a recession". I guess I will wait for the market to get better before I buy a house. I know that if I have to sell my home, I would rather you buy when the market is stronger, not weak. So where does that leave the renter? Rents are up 9% and climbing. What would it take for me to get off the fence and consider buying a home. It does not have to be a house or townhouse but maybe just a condo. The goal is own something.
There are large groups of people (investors) that hoard money and wait for just these signs to buy investment properties. If you think about it, wouldn't these conditions spell out the best and for some the only time to buy a home. To boot we have some of the lowest interest rates in history. We are in prime position to pick the right home because of inflated inventories. And with most homes I can buy with some kind of incentive. If I wait for the right time, I might not be in the driver seat anymore. Just something to think about.
Luis@WalnutCreekHomes.com
Friday, January 18, 2008
Saturday, September 15, 2007
Open today September 15th from 1-4 Great House, Neighborhood and School District
| |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Central A/C
Saturday, September 8, 2007
Home owner . . . Investor.
Owning a home helps you establish financial credibility. Owning your own home provides you with independence and more privacy than renting. You are free to paint walls, plant flowers, keep pets and anything else within legal bounds. As you make more payments and own more of your home, you add to its investment value. Most improvements you make will also add to its value. A home reflects its owner's values and lifestyle. Owning a home can provide you with a source of pride, enjoyment and satisfaction. A home can provide security against inflation because the value of your home increases as prices go up. Being established in a community provides a sense of belonging, stability and security. Finally most people find that the interest on your mortgage loan is deductible on your yearly personal income tax return. Many of the closing costs associated with purchasing your home are deductible, as are your property taxes.
All of these ideas are great for most Americans out there. I am looking for the investor or would be investor. The future investor is someone who has bought a condominium, Townhouse or small starter home many years ago and has realized a huge appreciation. The second step is to decide to move ahead. Sell or rent your place and move to a larger house. There is no better time to move up than now! Most people have at one point or another dreamed of a nicer, bigger, safer home in a better school district.
By doing this you accomplish two things, A better home for you and your family and a tangible retirement plan. To me the stock market is too volatile and of course Real Estate seems a little unstable too but if I had to pick between Stocks and Real Estate there is no question I would pick Land over an IPO. The only time Real Estate is risky is when you sell in a down market. I suggest not to sell at these times, just as any stock broker would not suggest to buy high . . . sell low, makes no sense.
This of course is not just a thought I decided to share with all but a testimonial. My first place was a Townhouse. I purchased it in 1998 for $210,000. After a couple of years I refinanced it, pulled some equity out rented the Townhouse and bought a house. Earlier this year I had the Townhouse appraised and was told that because of location it is worth $640,000. It is always rented and it rents positive every month. My idea for investors is simple, start small and make decisions based on researched data. The Motto “Location, location, location” still rings true in any part of the country. All you have to do is decide if you want to take control of your retirement yourself or leave it up to a stocks or a hedge fund.
I know that I would love to answer any questions that the future investor has on proceeding with this idea. There are also many Realtors and advisers in your part of U.S. willing to help and advise. Make sure you find someone established.
http://www.walnutcreekhomes.com/ (925) 567- 6763
All of these ideas are great for most Americans out there. I am looking for the investor or would be investor. The future investor is someone who has bought a condominium, Townhouse or small starter home many years ago and has realized a huge appreciation. The second step is to decide to move ahead. Sell or rent your place and move to a larger house. There is no better time to move up than now! Most people have at one point or another dreamed of a nicer, bigger, safer home in a better school district.
By doing this you accomplish two things, A better home for you and your family and a tangible retirement plan. To me the stock market is too volatile and of course Real Estate seems a little unstable too but if I had to pick between Stocks and Real Estate there is no question I would pick Land over an IPO. The only time Real Estate is risky is when you sell in a down market. I suggest not to sell at these times, just as any stock broker would not suggest to buy high . . . sell low, makes no sense.
This of course is not just a thought I decided to share with all but a testimonial. My first place was a Townhouse. I purchased it in 1998 for $210,000. After a couple of years I refinanced it, pulled some equity out rented the Townhouse and bought a house. Earlier this year I had the Townhouse appraised and was told that because of location it is worth $640,000. It is always rented and it rents positive every month. My idea for investors is simple, start small and make decisions based on researched data. The Motto “Location, location, location” still rings true in any part of the country. All you have to do is decide if you want to take control of your retirement yourself or leave it up to a stocks or a hedge fund.
I know that I would love to answer any questions that the future investor has on proceeding with this idea. There are also many Realtors and advisers in your part of U.S. willing to help and advise. Make sure you find someone established.
http://www.walnutcreekhomes.com/ (925) 567- 6763
Monday, August 27, 2007
What a life . . . Walnut Creek is a great place to live in
The way the market is, there are many things to write about. I could reflect on the different op inions about the Real Estate market from so called experts. I choose to admire the beautiful place we live in. The trees and garden are starting to change. It is hot in the day and little cool at night. The kids have started school and you realize how much you miss them . . . at least I do. Maybe sometimes we take life for granted and don't realize all we have done and all we have. I think that if we all spoke only about the positives in our lives, our lives can only get better.
I have a good friend of mine that recently returned from Iraq. Today he had his first baby girl. I remember the joy I felt when my son was born. Lily Grace 8lb. 4oz. Is welcomed by all. Happy Birthday Lily Grace and congratulation to Chelsea and Joe.
I wrote a blog before about getting back to basics. You can't get any basic than birth. I am glad for the friendship with Chelsea and Joe. They make me remember things that sometimes I take for granted. This is a great time to be alive and to be an American.
Somewhere in this world there is someone not as fortunate as you are. It would be a sin not to embrace what is in front of you. Just like many cities around the United States and the world my slice of the pie is absolutely beautiful. I hope I wasn't rambling.
I have a good friend of mine that recently returned from Iraq. Today he had his first baby girl. I remember the joy I felt when my son was born. Lily Grace 8lb. 4oz. Is welcomed by all. Happy Birthday Lily Grace and congratulation to Chelsea and Joe.
I wrote a blog before about getting back to basics. You can't get any basic than birth. I am glad for the friendship with Chelsea and Joe. They make me remember things that sometimes I take for granted. This is a great time to be alive and to be an American.
Somewhere in this world there is someone not as fortunate as you are. It would be a sin not to embrace what is in front of you. Just like many cities around the United States and the world my slice of the pie is absolutely beautiful. I hope I wasn't rambling.
My son's first day of school
Sunday, August 26, 2007
Home for sale in Sacramento
Offered at $275,000.
4 Bedroom . . . 2 Bathroom on large .24 acre lot
2425 TAB COURT, SACRAMENTO, CA 95825
Great home for a large family . . . huge yard. Home located on a cul-de-sac near all downtown perks, public transit, high school and shopping. Great up and coming neighborhood, when you drive around you see pride of ownership. A really good location for the price.
Call to view (925) 567-6763. Thank you.
Hablamos Espanol
4 Bedroom . . . 2 Bathroom on large .24 acre lot
2425 TAB COURT, SACRAMENTO, CA 95825
Great home for a large family . . . huge yard. Home located on a cul-de-sac near all downtown perks, public transit, high school and shopping. Great up and coming neighborhood, when you drive around you see pride of ownership. A really good location for the price.
Call to view (925) 567-6763. Thank you.
Hablamos Espanol
Friday, August 24, 2007
Lets get down to basics.
By now it must be difficult to consider buying a home. With all the news of a falling market and banks going under. I can understand that people are apprehensive. In a lot of the markets across the United States the value of homes are back to what they were in the late 90’s early 2000’s. If over the past 7 years you contemplated buying a house . . . This is your time.
When I first bought my house, I did it for the security of having and controlling a roof over my head. Sure, I was interested in it’s investment potential put that was not my reason for buying. I was going to stay put for a while and wanted something to call mine. Almost a decade later I was glad I bought since it has appreciated handsomely over the years.
The reason for anyone to buy has never changed just maybe distorted a bit. To me a responsible home buyer is a person in the pursuit of the American dream. You buy a house with a least 20 percent down payment . . . Your monthly payment is fixed and affordable . . . And you plan to stay there until you retire. I think we need to get back to basics.
Regardless of where the market is a sellers or a buyers, I will still own Real Estate. If you have any questions on whether this is a good time buy or sell call or e-mail anytime . . . I would love to hear from you.
When I first bought my house, I did it for the security of having and controlling a roof over my head. Sure, I was interested in it’s investment potential put that was not my reason for buying. I was going to stay put for a while and wanted something to call mine. Almost a decade later I was glad I bought since it has appreciated handsomely over the years.
The reason for anyone to buy has never changed just maybe distorted a bit. To me a responsible home buyer is a person in the pursuit of the American dream. You buy a house with a least 20 percent down payment . . . Your monthly payment is fixed and affordable . . . And you plan to stay there until you retire. I think we need to get back to basics.
Regardless of where the market is a sellers or a buyers, I will still own Real Estate. If you have any questions on whether this is a good time buy or sell call or e-mail anytime . . . I would love to hear from you.
Deja para conseguir abajo a los fundamentos.
Ahora debe ser difícil considerar la comprar de un hogar. Con todas las noticias de un mercado que cae y de los bancos que van debajo. Puedo entender que la gente es aprensiva. En muchos de los mercados a través de los Estados Unidos el valor de hogares está de nuevo a cuál él era en los últimos años 90 principios de 2000' S. Si sobre los últimos 7 años comtemplabas la comprar de una casa. Éste es tu tiempo.
Cuando primero compré mi casa, la hice para la seguridad del tener y de controlar una azotea sobre mi cabeza. Seguro, estaba interesado en el potencial de la inversión puesto que no era mi razón de comprar. Iba a permanecer puesto durante algún tiempo y deseado algo llamar mío. Casi una década a pasado y estoy alegre que mi compra se ha apreciado hermoso sobre los años.
La razón para que cualquier persona compre nunca ha cambiado apenas torcido quizá un pedacito. A mí un comprador casero responsable es una persona en la búsqueda del sueño americano. Compras una casa con una menos señal de 20 por ciento. Tu cuota es fija y comprable. Y planeas permanecer allí hasta que te retiras. Pienso que necesitamos conseguir de nuevo a fundamentos.
Sin importar donde está el mercado los vendedores o los compradores, inmóvil poseo las propiedades inmobiliarias. Si tienes cualesquiera preguntas encendido si esto es una buena compra del tiempo o llamada o E-mail de la venta en caulquier momento. Amaría oír de ti
Cuando primero compré mi casa, la hice para la seguridad del tener y de controlar una azotea sobre mi cabeza. Seguro, estaba interesado en el potencial de la inversión puesto que no era mi razón de comprar. Iba a permanecer puesto durante algún tiempo y deseado algo llamar mío. Casi una década a pasado y estoy alegre que mi compra se ha apreciado hermoso sobre los años.
La razón para que cualquier persona compre nunca ha cambiado apenas torcido quizá un pedacito. A mí un comprador casero responsable es una persona en la búsqueda del sueño americano. Compras una casa con una menos señal de 20 por ciento. Tu cuota es fija y comprable. Y planeas permanecer allí hasta que te retiras. Pienso que necesitamos conseguir de nuevo a fundamentos.
Sin importar donde está el mercado los vendedores o los compradores, inmóvil poseo las propiedades inmobiliarias. Si tienes cualesquiera preguntas encendido si esto es una buena compra del tiempo o llamada o E-mail de la venta en caulquier momento. Amaría oír de ti
Subscribe to:
Posts (Atom)
